413-743-1216  •  45 Park Street  •  Adams, MA 01220


Here at Smith Bros-McAndrews Ins Agency Inc, we’re homeowners too—so we know the importance of protecting your home, and those who live in it, with comprehensive Massachusetts home insurance.

At Smith Bros-McAndrews Ins Agency Inc we’re here to help you every step of the way, and are committed to helping you navigate through this critical policy decision. In order to secure you the best coverage possible, it’s important to us that we take the time to fully understand your individual insurance needs—because let’s face it, every home and Massachusetts homeowner is different.

As one of Massachusetts’s leading independent insurance agencies we have the ability to shop multiple carriers nationwide, resulting in superior Massachusetts homeowners insurance at the most competitive rates—no matter where you are located across the state—we’re here to help you protect what matter most!

Typical coverage packages for Massachusetts home insurance can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Personal Liability

Debating the need for further, more advanced security? Need specialty coverage, for unique exposures vulnerable within your typical Massachusetts homeowners insurance policy? Don’t hesitate to ask one of our expert insurance professionals about additional endorsements you can purchase to enhance your MA homeowners insurance plan! Additional coverage options, that can add that extra degree of protection, include:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Smith Bros-McAndrews Ins Agency Inc, we know what may work for one Massachusetts homeowner, won’t necessarily work for you. We aim to create custom, top-quality MA home insurance plans that reflect the distinct needs of you, your family and your home.

Give us a call today, to learn more about our all-encompassing Massachusetts homeowners insurance policies. One of our insurance specialists would be happy to provide you with a complete coverage evaluation as well as offer you a free Massachusetts home insurance quote!

Get in Touch:
Monday - Friday 10:00am - 3:00pm

Also available by appointment.

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