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A builders risk insurance policy is important for any general contractor or property owner who is building or making structural improvements to a property. This type of insurance is usually held by the owner of the building or property, however, many times, it is contractually required that the contractor is covered as well. Because this is a type of property insurance, builders risk insurance does not indemnify liability coverage’s.

A builders risk insurance policy will cover against losses due to fire, lightning, wind, vandalism, theft, and other natural forces. Coverage lasts during the period of construction and desists as construction is completed.

The following information will be needed in order to obtain a builders risk insurance quote:

  • Cost of project
  • Description of project
  • Copy of contract
  • Type of construction
  • Protection
  • Location
  • Breakdown of phases in the project

Contact Smith Bros-McAndrews Ins Agency Inc to learn more about builders risk insurance and to receive a free, no obligation quote from one of our expert insurance associates.

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Also available by appointment.

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