Even with the beautiful weather this fall, another harsh New England winter is quickly approaching. Before winter is in full force, review your policy of commercial insurance; Massachusetts business owners should fully understand what is and is not covered under their policy far before it’s needed for a winter issue. In addition to reviewing or in some cases renewing your commercial insurance, Massachusetts business owners must prepare for winter.

What can you do to prepare your business for a safe winter? Take a look at these tips and review the FEMA guidelines to properly prepare for winter!

You never want to let the cold in:

• Schedule an annual cleaning of your HVAC systems.
• Check the caulking surrounding both your windows and your doors.
• Using a door blower, judge to make sure that your building is airtight.

Prepare your entrances and parking areas properly:

• In order to keep sidewalks and parking lots free of ice, stock up on the proper materials to be sure you can do this over the winter months.
• Have a plan as to how snow will be cleared around your building.

Aside from protecting your actual property, you must protect your people!

• Ask yourself if you have enough emergency supplies.
• All business should have plenty of warm blankets, portable heat and extra food for winter disasters.

Don’t let the beautiful weather fool you, winter will be here sooner than you think! Prepare your property, your employees, and review your commercial insurance; Massachusetts winters don’t wait!